You take online privacy seriously and so does Funderio. We are committed to protecting the personal information of visitors to our websites and web pages. This policy is one way of sustaining your trust in our company, our products and our services
Funderio Customers: Once you become a customer of Funderio, and while you remain a customer of Funderio, we will provide you a Privacy Notice describing our privacy practices related to the collection and sharing of personal information about our customers, as required by law.
What personal information does Funderio collect online?
We collect personal information about you from the information you provide to us when you visit our websites and web pages.
The information will depend on the Funderio website or web page you visit. This information may include, but is not limited to:
- Business owner name
- DBA business name
- DBA business website address
- DBA business structure (e.g. proprietorship, corporation, partnership, limited liability)
- Phone numbers (including fax, mobile and home)
- Types of credit cards accepted
- Monthly merchant credit card sales volume
- Name of credit card processor
- Average gross monthly sales
- Sales seasonality
- Pending lawsuits or litigation of any type
- Length of time in business
- Federal tax ID number (EIN)
- SSN (Social security number of the business owner)
- Date of birth of business owner
- Percentage (%) of business ownership
- Years at DBA address
- Type of business
- Annual gross sales
- Planned use of funds
- Dates of Lease inception and termination
- Landlord name
- Landlord phone number
- Monthly rent
- Square footage
- Business checking account number
How do you use the personal information you collect about me online?
We use the personal information we collect online to help you get started with processing your request for funding, products or information, to improve our customer service and products, and to facilitate your participation in online activities. For example, we may use the information you provide when you complete an online “get started” form for a product or service in order to process and evaluate your application. If you request product information, we may use the information you provide to mail you information you request.
We may also use the information we collect for analytic purposes, market research, or for marketing purposes, as allowed by law.
Do you share the personal information you collect about me online?
We may share some of the information we collect about you with third parties, such as companies performing services on our behalf, to provide the products or services you have requested.
As permitted by law, we may share information we collect about you with companies with whom we have formal agreements to offer you financial products and services. We may also share information about you with our affiliates (other companies in the Funderio family) and with non-affiliates for analysis, market research and marketing purposes, as allowed by law. We may disclose your personal information as otherwise permitted or required by law.
When you browse or visit one of our websites, we may store certain information on your computer. This information may be in the form of a small text file called a “cookie” and can help us to tailor our sites to your individual preferences and save you time if you visit the site again. For example, cookies may include the country webpage you prefer or your language preference. Where specific programs associated with our websites require a user ID and password, you have the option of requesting that we save your user ID and password so that you will not have to re-enter that information the next time you access the website. This is accomplished by the placement of a cookie on your computer.
We may also use cookie technology or other online tracking technologies, like web beacons, to gather anonymous, aggregate information about your visit to our websites. This information allows us to measure site activity and to create ideas for improving our sites and may include the time and length of your visit, the web pages you look at on our sites, the website you visited just before coming to ours and your internet service provider. If we provide you a link from an Funderio site to another site, we may track the fact that you navigated to that other site from ours, and we may track your activity while on that site. This will help us understand which links are helpful to you when you visit our site, and will help us provide you with links that may be of interest to you, when you visit our site again.
You can disallow cookies by making the appropriate selection from your browser options to inform you when cookies are set or to prevent cookies from being set. However, if you set your browser options to disallow cookies, you may limit the functionality we can provide when you visit our site.
How can I change or update the personal information you collected about me online?
If you have questions about information you provided on an Funderio web site or web page, call the phone number or select the “Contact Us” link provided on the specific web page, so that we may assist you.
What steps do you take to protect personal information about me?
We restrict access to the information obtained from our web site and web pages to our employees, agents and contractors. We maintain physical, electronic and procedural safeguards designed to protect your personal information.
Companies that provide online services on our behalf are required by contract to protect customer information, and are only allowed to use the information for the purpose of providing the services we have contracted with them to provide.
Do you make public forums available on your web sites?
We make public forums available on our web sites, which may include the ability to upload text, photographs and videos that are accessible to the general public. Unless we tell you otherwise, any information you disclose in these areas may become public information. You should also use caution when deciding to disclose personal information in these areas.
This policy is effective December 1st, 2014. We reserve the right to alter this policy at our discretion. Any change to this policy will be posted on our websites in a timely manner.