(MCA) Merchant Cash Advance

Many people discover the benefits of a merchant cash advance after they’ve been turned down for a bank loan, or simply can’t wait for all the bank forms and approvals to clear. With an MCA, you “sell” us a portion of your future credit card sales to get cash right away.

Merchant Cash Advances are not loans. Funderio purchases a specific amount of credit card receivables from the business at a discount and receives a small percentage of the owner’s daily credit and/or debit card receivables. The repayment timeframe is tied to the owner’s revenue and is directly related to the success of the owner’s business.

When are the benefits of a Merchant Cash Advance right for you?

  • When you need cash quickly to reinvest in your business or make payments (72 Hours).
  • When you don’t have collateral you’re willing to post or assets you don’t want to liquidate.
  • When you have a bad credit score but can show solid monthly credit card sales for your current business.
  • When you don’t have time to fill out a bunch of paperwork.
  • When your business is cyclical, and you don’t want to be caught short for cash in a slow month; with an MCA, you pay us back as a percentage of monthly credit card receipts, so that we get paid when you do.

Benefits that work for you.

  • Fast Approvals – no application fee
  • No fixed monthly payments
  • 72 Hour Funding
  • No closing costs or hidden fees
  • 97% pre-qualified Approvalst
  • No personal guarantees or credit requirements
  • We get paid when you get paid
  • No late fees
  • Access up to 110% of future credit card receivables
  • No coupons or checks to write
  • No business restrictions on how funds are used
  • No hassles – it’s a fast, easy application funding process